What Can I Do???

Happy New Year!!! Everyone who has a family or loved one's has probably felt the sting of the holidays on their checkbooks. For many going into debt is just part of the holiday tradition. This can cause serious problems for many people and it may be affecting those you know right now. The high interest rate on credit cards can make paying back all those great and awesome gifts you gave this year pretty hard. So you might ask yourself the question, what can I do about it???

Well, I have found a number of ways to help my friends, family and even neighbors out of a few financial struggles by giving them my talents for free or at a very generous rate. Just before the end of the year, I was able to use some spare parts I had in my basement, to help fix a computer of a couple who were looking at buying a new one because theirs wouldn't work anymore. My extra parts and talents saved them an extra 3 or 4 hundred dollars, since now they don't have to buy a new computer. I have also done many other things with my gift's, talents and skills to help over a dozen people or more this past year. I didn't do all of it for free, but I saved all of them a ton of money by giving them a parts only price. I am not saying this to get a pat on the back, but showing you that a poor guy like me, that is very limited on money, can give hundreds of dollars to people, without spending a dime. Another thing that we did this year, was make blankets, scarf's and hat's for all of our relatives for Christmas. Now you might think that cost a lot of money, but in fact, we barely had 40 dollars into all of the materials, because we found a company that was throwing away brand new fabric, two huge boxes full and we got the yarn for the hats and scarfs for barely a dollar a roll. This helped in two ways, it saved some of our relatives money on hats and scarf's this year, but it also allowed us to stay in the black this year and not go into debt at all during the holiday.

So when you consider helping someone, you don't always have to think, well how much money do I have to spare this month, but instead, find people who need your talents, gifts and skills and bless them with a monetary gift that didn't brake your bank, but helped save them from having to burn a hole in their pocket, due to a repair bill or winter gear they needed to buy. Remember, now is a great time to "Make the Change" in your little part of the world. Go ahead, what are you waiting for???!!!